Change Coverage

You will have an opportunity to change your coverage once a year during the Annual Re-enrolment.

You can change coverage between open enrolment periods only if you have a qualifying life event.

Changes for life events must be made within 31 days of when the life event occurred.

To make a life event change, go to the GroupNet Flex enrolment site.

Common Qualifying Life Events

New child (birth, adoption, or gain of legal guardianship)

Things to Consider Doing:

• May need to change your coverage level to Family or Single Parent
• Add child as a dependent
• Change your beneficiary information for Team Member Life Insurance and Accidental Death & Dismemberment Insurance
• Add Optional Child Life if desired
• Consider increasing your Life Insurance and LTD coverage amounts

Marriage (including common-law)

Things to Consider Doing:

• May need to change your coverage level to Couple or Family
• Add spouse to Health and Dental coverage if spouse has no other coverage or if you want to coordinate coverage
• Consider increasing your Life Insurance and LTD coverage amounts
• Consider adding Optional Spousal Life Insurance

Divorce or legal separation

Things to Consider Doing:

• Your ex-spouse will no longer be eligible—may need to change your coverage level to Team Member Only or Single Parent

• Change beneficiary designations for Team Member Life Insurance and Accidental Death & Dismemberment Insurance

• Remove Optional Spousal Life Insurance if you have it

Death of a dependent spouse, or child

Things to Consider Doing:

• May need to change your coverage level to Team Member Only, Couple, or Single Parent

• Change beneficiary designations for Team Member Life Insurance and Accidental Death & Dismemberment Insurance

• May need to remove Optional Spousal Life Insurance or Optional Child Life Insurance

Change in spouse’s benefit coverage

Things to Consider Doing:

• May need to choose benefits to replace those your spouse lost or add dependents that were covered by your spouse’s plan